Smart wealth management: Five free government‑backed apps for personal finance

NDTV presents a guide to government‑backed financial tools. It identifies five mobile applications that are free to download. The apps cover budgeting, expense tracking and investment planning. They are developed or endorsed by Indian ministries. Users can link bank accounts to monitor spending. The platforms aim to improve financial literacy across the population. Security features are built into each application. The guide encourages citizens to adopt digital money‑management solutions.